How To use the Medicare Plan Finder to look up a Part D drug plan, follow these step-by-step instructions:

  1. Access the Medicare Plan Finder:
    • Visit the official Medicare website at Medicare.gov and navigate to the Plan Finder tool. You can directly access it by searching for “Medicare Plan Finder” in your preferred search engine.
  2. Log In or Continue as a Guest:
    • If you have a MyMedicare account, log in to save your drug list and preferences. If you don’t have an account or prefer not to log in, you can continue as a guest, but note that you won’t be able to save your information for future visits.
  3. Enter Your Personal Information:
    • Provide your ZIP code type of plan (Part D Drug Plan) and answer any questions about your current Medicare coverage and any assistance programs you may be enrolled in.
  4. Input Your Prescription Drugs:
    • Enter each prescription drug you take, including the exact name, dosage, quantity, and frequency. This will help the tool calculate your costs accurately under different plans.
  5. Select Your Preferred Pharmacies:
    • Choose up to five pharmacies where you prefer to fill your prescriptions. This step is crucial as some plans offer better pricing at specific pharmacies.
  6. Review Available Plans:
    • The Plan Finder will display a list of available Medicare Part D plans based on your inputs. It is IMPORTANT to sort these plans by lowest drug + premium cost.
  7. Compare Plans I usually compare the top 3 plans, and most often select the very first one as it is the lowest premium plus drug cost. You have to make sure it is with a pharmacy you like and that is convenient.
  8. Select a Plan:
    • Once you’ve compared the plans and found one that meets your needs, you can enroll directly through the Plan Finder tool or contact the plan provider for more information.
  9. Enroll in a Plan:
    • You can enroll online via the Plan Finder, call the plan directly, or contact 1-800-MEDICARE for assistance with enrollment.

By following these steps, you can effectively use the Medicare Plan Finder to compare and select a suitable Medicare Part D drug plan based on your specific prescription needs and preference